Going to the dentist isn't any fun, but it is one of those things that just has to be done. For years, I fought the process and didn't go for my regular cleanings and in the end, it sure didn't pay to do so. I ended up spending ten times as much time in the chair and a boat-load of money in dental repairs. If you don't like going to the dentist, you can make it easier on yourself. This blog will show you a few tips that can help you improve the experience and get through the treatment without as much discomfort.
Like many people, you may be considering your options when it comes to restoring missing or damaged teeth. One ideal option is dental implants. These new teeth are among the strongest and long lasting of all of restoration options. You will go through a multi-step surgical process in order to restore your teeth. An issue you may run into is how to pay for it. Dental implantation is not an inexpensive option, and many people mistakenly believe that insurance will cover the cost of the procedure. Unfortunately, you may end up with a significant bill that you were not expecting. Here is some helpful information on the role your insurance has with dental implantation surgery and alternative ways to afford it:
Dental Insurance Coverage
In many cases, dental implants will not be covered by your insurance. Dental implants are considered elective, which are not commonly covered by insurance. Most plans include coverage for standard dental procedures, such as exams, crowns, bridges, fillings, and the like. Some plans have orthodontic coverage that will pay for some of your dental implant procedure, but it is typically a small percentage.
Additional Ways to Afford Dental Implants
If you have insurance that will cover no part of your implants, there are some ways that you can afford them. The simplest thing you can do is set up a special savings account for your procedure. You will first need to find out a close estimate from different providers in your area to see how much you will need to save. Set up a savings account and have a certain amount of money deducted from each paycheck until you have what you need to pay for your new teeth.
Another option is to have only a few implants done at a time. Every implant has its own price, so you can get one tooth at a time. This will make it a bit easier to pay for.
When Insurance May Cover Dental Implants
In most cases, there is no insurance coverage that will pay for dental implants. However, it may pay for at least some of the procedure in certain circumstances. For instance, if you lost your teeth due to a form of trauma, your medical insurance may step in and pay for your restoration. You may also have the opportunity to opt into a premium dental coverage. Premium plans are much more expensive, but can be ideal if you expect to need some major dental work done at some point.